Summer is heating up and you probably have a bucket list of fun activities you want to do. For some, summer means spending money on vacations and often expensive outings. 然而, you don’t need to spend lots of money to have a great time, and there are plenty of reasons to save money throughout all stages of life. The earlier you start to learn how to save money and understand its value, 你成年后的经济状况就会越好. Here are 4 ideas to help you save money while having fun in the sun!
1. 开始设定储蓄目标. 如果你拿到500美元的薪水, put $100 in your checking account that you’re allowed to spend, 剩下的400元存到你的存款里. Breaking it up limits your access to the entire paycheck, making you more likely to save. Good budgeting habits like this are very important because not only can you save money this summer, but it also helps with money management in the long run!
2. 少吃快餐/外出就餐. Going out to eat is fun, but it gets expensive quickly. Same with fast food - it may seem cheap, but it adds up if you get it often. Instead of eating out, find new recipes this summer to make things fun! You can even make a little picnic and eat outside to enjoy the beautiful weather. By making your own meals, you can save a ton of money!
3. 商店聪明. If you’re shopping and really want something but don’t know if you need it or not, 这里有一些省钱的规则. 当你在商店里真的很喜欢某样东西的时候, 至少想出五种不同的穿搭方式, 或者使用它. If you can’t, then you don’t really need it and should save your money by not purchasing it. Another rule while shopping is if you want something, don’t buy the item that day. Wait a week or two and if you still want it, then you can get it. These rules help limit impulsive buying and are great ways to save money this summer.
4. 出去! One of the best parts of the summertime is the nice weather. Instead of spending money, go outside and do something free. We’re surrounded by hundreds of lakes with free public access, 带步行道的公园, 还有户外运动(棒球), 网球, 沙滩排球, 等.). All you need to do is find one of these places, grab some friends and family, and go! Not only are these activities fun, but they’re also free!
阿伯金融信用合作社 伏特少年加拿大28软件 account offers many additional resources to teens wanting to learn more about finances and money management skills, 从建立良好的储蓄和预算习惯, 准备购买你的第一辆车. 今天就为你的财务创造更多的可能性!
